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THE LAKE SHORE HBWS, THtlBSDAY, AUGUST Ifc tf|«. tUflUHSH Risk Concerns Abroad Are Stable AmeHam Policy Holders in Foreign Companies Are Amply Protected, Says C. M. Cart- wright of Evanston. Area of the Principal Combat* ants Lined Up With That of the Middle West States, STRIKING COMPARISONS stability and safety of foreign insur- ance companies. On this side ot the water there are a number ot foreign companies that have been doing busl- Bss here for many years. The big fire insurance corporations of England have been the longest in the United States as a body. Many of them passed through the Chicago con- All European Countries Are Smalt, Except Russia, and That Is Too Large to Think « papjjwi With .all the maps that are now printed with -the location of the War- ring forces on the contlnent« and with the boundaries of the nations cm- broiled in the conflict, little idea 1* given as to their comparative shte.' The mans are drawn on a.large scale.. The average newspaper reader thinks of the continent as large in area. As a matter of fact, the nations at war are all small, in respect to the. area, with the exception of Russia, which is so large that it is hardly translatable; into sizes easily grasped by the mind. Franca and Germany Equal. Germany and* France are almost equal in size. There is a difference of only about fifteen hundred square miles, or the size of Rhode -Island, the smallest state in the Union. The combined area of Ohio, Indiana, Illi- nois and Missouri best approximate? the size qf Germany. .The same com- bination wiU give one. a fair idea as to the area of France. Germany has sixty-five million population and France only; thirty-nine million. The combined areas of Illinois, Indi- ana and Ohio amount to a trifle; more than the British Isles. The popula tion of these three states amounts to a little more than ten million. Great Britain has better than forty-live mil- lion tucked away In the same terri- tory. Belgium a Small Kingdom Belgium, the plucky little kingdom that Is successfully combating the German armies, is not as large as our state of Maryland. The population of Belgium is more than seven million. Maryland has a few more than one million. Servla is Just half as large as our neighboring state, Indiana. The popu- lations of the two differ by only a half a million. Each has In the neighbor- hood of two million. The combined area of Iowa and Illi- nois exceeds the area of Italy by two thousand square miles. Italy has a population of over thirty-six million. The. population of the two states ap- proaches the six million mark, ft would take Ohio, Indiana, Illi- nois, Missouri and Iowa all to equal Austria. On the other hand, we have one state that Is larger than the dual mon flagratlon and were involved in the subsequent catastrophes. Companies from other countries have entered the United States during more recent periods. .Chose-With whom the ir.sur- tng public come in contact are chiefly English, German and French com- panies. . . . -hiU r. Tfrese-aia a:«umber of foreign re- ■ • S. RULES PREVENT THEM PROM flC/rYC MENACED ■ ■ By C. M. Ctrtvwlflht. ; affecting the home offices of foreign Many inquiries have been made, companies is not such as to excite owing to the European war, as to the \ alarm to American policy holders. The archy, and that is Texas. Austria- Hungary has about fifty million peo- ple. The combined population of these five i states equals about fifteen mil- lion. Insurance companies operating in this country, but with these the public has no direct connection, as the Are in- surance companies have treaties with them whereby they cede part, of their holdings. These reinsurance com- panies hail from every section in Europe. Foreign Funds Safeguarded. Foreign companies licensed In the United States arc required to maintain separate funds In the 'hands of state insurance departments and United States trustees solely for the benefit, of * American policyholders. The greater part of these funds cannot be touched by the home offices of any other nation without the consent of the Insurance superintendents and the American trustees. Insurance departments require for- eign companies to make sufficient deposits of funds to firmly 'establish their branches as American com* panics. When they make their de- posits in some state on this side, they are under the same restrictions as to investments as domestic companies. No foreign company is allowed to in- vest in securities abroad, so far as Its United States assets are con- cerned. The various insurance de- partments pass on these securities and apply the same rules as they do toother institutions. Fire insurance companies have in- vestments that are more or less readily convertible Into cash in an emergency. So long as a foreign company has any risks on its books -over here, Us American funds cannot be withdrawn. Foreign Concerns Are Stable. While the home office securities of foreign companies have suffered de- preciation on account of the war trou- ble, their Investments on this side are depressed no i more than those of American companies. The deed of trusteeship executed by a foreign company to its United States trustees Is stringent, and these companies, so far as people on this side are con- cerned, are practically independent corporations. Foreign companies are required to maintain the same reserves on tbelr rtaka hj force as domestic companies, moat serious aspect of the present sit uatlon as it confronts the insurauce companies is the.possibility of a large conflagration, which would call for millions of money. The present financial stringency, re- sulting In the depreciation of securi- ties, and the closing of stock ex- changee, would cause fire Insurance companies to make tremendous sacri- fices in their investments should they be called upon to meet an unusual de- mand.'-The flre insurance companies, therefore, are letting it be known that J extraordinary care should be used these day8 In .'the removing of fire. hazards and the prevention of loss. • i --The,.public ess e cause. There are many preventablo causes of fire that can be removed and tho 'public has a duty to perform at this time, which should not be over- looked. * Under ordinary conditions the great 'insurance corporations would be able to meet a conflagration as thoy have In the past, but In the present extraordinary situation a heavy de-; maud would result in embarrassment. ■u'"t HJaaa i i i 11 i ■ , i ____.-m +-■---------------------<--r*TS-----------'--'--------------- girls, S; educational. 2; personal qualifications, as determined by an oral examination, 2; physical, condi- tion, 1. Candidates must make a grade of 70 on the era! examination and methods ot handling children. Carpenter. (At Elgin and Peoria only)--Salary $60 to $100 a month In departments; $60 to $80 a month with full maintenance in institutions. Open to men 30 to 65 yearn. (Vacancies now existing.) Scope anfl weights: Train- ing, and experience, 3; physical condi- tion, 3; practical-testa, 4. Those who pass are eligible to appointment only In ihe districts where they reside. Butcher.--Salary $45 to $60 with full maintenance. Open to men SO to 55 years. (Vacancies .now existing.) Scope and weights: Training and ex- perience, 7; physical condition, 3. Tho examination will be unassembled; 5= month and full maintenance. Age limits 35 to 85 years. (Vacant!** now existing.) Scope and weights: Train- ing and experience, 4; questions on methods of preparing and serving food for a largo number of people, 3. Bteward.--Salsry 1100 to fl«0 a month with full maintenance. Age limits 25 to 00 years. (Vacancies now existing.) Training and experience. 4; questions on the ordering and eco- nomical use of food in Institutions, and the supervision Of kitchen and dining-rooms, 3. r Circumstances Alter eases. Crabshaw--"I thought they violently opposed to the motor oar?"; Mn. Crabshaw---"Oh, that was before they could afford one."--Judge. Alienee in ttowrtng Alley. A noiseless bowling alley Is a questions will be mailed directly to! French novelty, one having been in- anrtteants. ^ j vented in Paris tn which the Chief Cook.--Salary $60 to $100 a| o^falllng pins is silenced. Charles A. Wightman & Company Real Estate Aeents, Brokers and Buyers of North Shore Property ~f , Offices, Flats and Residences for sale and rent , in Evanston, Wilmette and Wlnnetka, IjMftfej N*ftf*t»4 ami l*iurmf*Uu*4 1584 SHERMAN AVENUE x__ __z... y m Advertisements HONE. WILMETTE. 1640 L«ke Shore News ire dirges' at tic following tales ResI Estate Classifications. 7' i cents per line. ~ Other Classifications. 5 ceati per liar. cents. No advertisement charged for less than 25 ceati. '• it v • i HELP WANTED WANTED--GROCMY CLERK; must have experience, be able to wait on particular trado, and come Chance to Work for the State 3S GORGEOUS DISPLAY AT WINNETKA SHOW Mrs. Herman B. Butler Carries Off the Grand Prize at Annual Horticultural Exhibit. Harold McCormick walked off with two, first prizes In "the annual exhibi- tion held Thursday by the Lake Shore Horticultural aoclety in the Commu nity. House, Winnetka. He won wltb twelve varieties of sweet peas from his Lake Forest, garden, and with the best display of seed onions. --The Winnetka Community House and these reserves are held as llabll ities and cannot be disturbed. In ad dition to the deposit capital and other liabilities the foreign companies have surplus funds that are for the protec- tion of policy holders. All foreign companies have war ex- emption clauses in their policies, which eliminates all liability for buildings burned in case of war or riot. However disastrous may be the Those desiring employment in the service of tho state in any one of a number of different capacities, will take notice that the. Illinois Civil Service commission announces exam- inations to be held Saturday, Sept. 6 in Chicago and a number of other cities throughout the state. Applica- tions must bo filed In Springfield by Aug. 2$ and no application blanks will be sent out from there after Aug. 24. i All requests for information should be sent to the State Civil Serv- ice Commission at Springfield. These are the places to be Oiled: Investigator, Inheritance Tax.--Sal- ary $100 to U&0 a month. Ago limits 25 to 60 years. (Vacancies now exist- ing.) Scope and weights: Training and experience, 3? questions on the Inheritance tax statute, probate law, and methods, of Investigating matters relating to the collection of inherit- ance tax. 7.---------■*-■ - -- - Mine Rescue Assistant--Class K. Rank 1. (At Springfield only)--Sal- ary $75 to $100 a mohtb. Age limits 21 to 60 years. (Vscsncles now exist ing.) Scope and weights: Training and experience, 4; questions and prac- tical tests on use of mine rescue ap- paratus, mine fire fighting, helmet work, first aid to the injured, and methods of preventing mine fires and accidents. Including a rigid physical examination. 6. Most of,the examina- tion will be oral Assistant Physician--Class C. Rank II.--Open to residents (citizens) of the United States. Salary $100 to $120 * month with full maintenance for woll, recommended; permanent ° po- sition.' A. S. Van Dousoii, 020 Davis St., Evanston. . Itc 9aB9BBfi»9BS5BEBHeaBBaBBBSB5H-HHSHSHSeff SOARS AND ROOM BOARD--WITH OR WITHOUT rooms; bost of homo* cooking and plenty of it; a good place to get your dinners during hot weather. Call Miss Nor t ham. Phone Wilmette 302-J. Address 721 lutb. 33wtf FOR SALE--ONE ICE BOX AND refrigerator, two beds and two dressers. Mrs. J. D. Kirk, 1231 Forest-av. Itp F FOR RENT--14 VACANT HOUSES; eight furnished; have tenent for large furnished house in Kenilworth. Phone Miss King, Wilmette 216. Itc smasBsmasaetesBsa 165-1 A8BURY AVE.. THE ASBUKY. ROOMS SINGLE OR EN SUITE, EXCELLENT OWSINE. PHONE 2318.1 M»a A C. DIEFENDORF. 16w-tf WMMmmimMmmmfmmmmmmwmmmm'mB WANTED TO B;*NT--IN WIL motto, three unfurnished rooms, from Sopt. loth. Adults. Address P. O. Box 83, Wilmette. 111. 40w-tf ***3 FOR SALE SITUATIONS WANTED POSITION WANTED--NEAT F1F- toen-yrar old colored girl wants • placo ns nurse or to assist with _ tho housework. Reference*. Phone Wtl. Oil-U 2tu '% *»*>"|i rDW mm - FOR SALE-HOUSES FOR SALE--HOUSE; 7 ROOMS; 2 blocks from Kenilworth station; good location; a bargain. Phone liio ixeuuwurui. ■SiVvv-otj} FOR SALE--DECIDED BAROAllOM Washington-av. house. Phone Miss King, Wilmette 216. Itc FOR SALE--GRAND SQUARE BOW-j - er & Co. piano; first class condl- tion; recently refiniahed; will guarantee tuning; $£6. Excellent chsnee to buy a rood piano cheap for beginner. Smith-Duoo Co, 1217 Wilmefte-av. Open evenings. 34wtf FOR SALE--ENGLISH PERAMBU- Iator, tan, first class condition. Phone Wilmette !>il?-R. Itc FOR SALE--A COMPLETE LINE OF new and Used household goods at 60 per- cent better than Chicago prices.! Call and let us demonstrate to you. Smith-Duce Co., 1217 Wil- mette-av. 40w-tf FOR SALE EVANSTON HOMES rjAi°kl 1680 Shorman-av. A Writing Paper for Business Men Who Value Impressions # Ttot letterhead is seen before your mmtigii _I is read; from it your correspondent gets his first impression. You know what it means to make a good impression from the outset. Let Us Print Your Stationery Your Letterheads, Envelopes, Billheads and State- = mints are as important -- tho advertising you do, hence you should entrust the printing to a firm that knows how to conibtne tasty composition, good press-work and ink with the right paper. NATIONAL, BANK BOND is a fine writing paper, such as is used by Banks. Manufacturers, Retailers, Wholesalers and Professional Men, In price it is whhta reach of an. --., Why not 1st us figure with you on your neat order and use NATIONAL SANK BOND, the paper that Is reeogabsd throughout the commercial world for Its appropriateness to busi- ness uses. In this paper we offer you the choice of Whits and Five attractive tints. Envelopes to match if you wish them. You'll ha Interested in the samples we have to show you. Whan • may wo call? ----- . . * * ' 526 Davis St. .../■. -i~_____x__:_>>--v ADVBRTISBMBNT BEITERROADS SPEAKERS FOR REPUBLICAN CITI- ZENS' TICKET SAY BETTER HIGHWAYS MUBT COMB. tfw-# self and family. Age limits 25 to 60 years. (Vacancies now existing.) Scope snd weights: Training and ex- perience, *; questions on medicine, surgery, pathology, and nervous and mental diseases, 9. Institution Stenographer--Class B, Rank I. (At Chicago, Peoria, and Quincy only)--Salary fio^-to 170 a month with full maintenance. Age --mm . limits 18 to 60 years. (Vacancies now effects of war, so fsr as conflagrations L^gting.) Scope and weights: Train- was crowded with society people. A vase of guddlcya magninca, a flowering shrub, said to.be the orily one of. its kind In this part of the country, was displayed by Mrs. H. C. Crowell. Prize winners of the day were: Mrs. George Htgglnson of Winnetka, dis- play of vegetables; Mrs. H. P. Crowell ot Winnetka, exhibition of perennials; Mm. George B. Farwell, Swerve best varieties of annual cut flowers; Mrs. H. B. Butler of Winnetka, dlsplsy of annuals; Mrs. Thomas Dennehy of Hubbard Woods, best group of green- house plants, and Mrs. R. J. Dunham of Hubbard Woods, basket of flowers and table decorations. The grand prize went to Mrs. H. B. Butler oL Winnetka. It Is a gold 'medal, offered by Mrs. H. P. Crowell to the person taking the most prises. Officers of the club are;--President, Karl Niemann; vice-president, Hugh Noble; secretary, Edward Boulter, and treasurer, Julia Runnseldi Among the society folk attending were Mrs. A, >. Peabody, Mrs. Cyrus McCormick. Mrs. W. D. Hibfcard Jr., Mrs. James Houghteling. Mrs. B. H. Webster, Mrs. H. C. Crowell. Mrs. are concerned, or destruction of prop orty, the insurance companies csnnot be held liable. There are no American flre Insur- ance companies that do business in Europe, so they sre not Involved in the conflict. There are some casualty companies opersting on this side whose home offices sre abroad, but they are strong Institutions and are subject to the same restrictions and rules as American companies. American Firms Restricted Abroad. There are four American life com- panies that have branches on the other side--the New ^York life, the Equitable Life or New York, the Mu- tusl life of New York, and the tier- mania Li fp. The arrangements -under which life companies do business abroad sre much the same as those which govern foreign compsnics here. They must make deposits in the securities of the country, and their losses are paid from the reserves maintained In that country. Some of these life companies own buildings on the other side, and while naturally they will auger-rtom-thc-ef^ fects of the war their American policy holders will not be Involved In any serious results. The foreign flre Insurance compa- nies are world-wide in their opera- tions. They Insure property in all cTvUIled seetioiar-aBd have sepaswa funds in these various nations which will not be seriously harmed by the war. In fact, there sre many "poiYits where they do business that the war. will not touch. The great foreign in ing. and experience, 3; spelling, gram mar, letter writing, plain copying, rough draft, and taking dictation up to 90 words per minute snd tran- scribing, 7. Candidates must make a grade of 66 on dictation and transcrip- tion. Housemother and Housefather-- Class X, Rank I. (At Geneva, Spring- field, and MurphyBboro only)--Salary for couples S76 to 9100 a month and full maintenance, for Individuals 626 tp $46 a month and full maintenance. Age limits 26 to 66 years. (Vacancies now existing.) Scope snd woights: Training and experience, 3; questions methods of handling boys Is TOUR DAUGHTER normally efficient?_______ Are yon cultivating all that should add to her womanly charm? Have you studied her possibilities, lovingly and conscientiously? Is there danger of her being handicapped for life by some fault that could be ERADICATED ROW? Are you SATISFIED with the present school-environment? Are lessons in OBEDIENCE, SELF-CONTROL, SOUND PRINCI- PLE, and CORRECT ETHICS being daily inculcated? FIRMNESS, PRUDENCE, SYMPATHY, and GOOD EXAMPLE are the four pillars that uphold Convent discipline. H a While the VISITATION ACADEMY dees sot receive young Cirtt of aoruly disposition, the nuns are experienced in the successful control of all ordinary faults of childhood and adolescence, and are fully prepared to direct the social and student life of the academy. The General Course is College Preparatory. Special students m.iv resistor as day scholars or as boarders. A regular diploma is conferred in the departments of Art, Music, and Elocution. The institution is not endowed. No distinction in the school discipline can be made under any circumstances. The CATALOGUE, containing full information, may be bad upon request. Address: THE SISTER DIRECTRESS, Phone Evanston 297 2128 Ridge Avenue, Evanston, 111. Fall Term Opens Tuesday, September 8th lurance institutions hsve been con- fronted In former times With wars, conflagrations and crises of various kinds. They seem to be so firmly In- trenched that they emerge from times Frederick Gr-ley, Mrs. JL J. Dun- <* ^^^^^f^^' ham. lira. J.^W. Scott, Mrs. C. N. _No Ci^^A™"; StroU and Mrt F. Rudolph. « -Tne.eitua*«m ©a the other-----as WOULD HELP COUNTRY lagan of Speakers In WMrtvrtnd Campaign Being Conducted In AH ttfwAlt ©©WWIIIIIIIB#®a Retterabini tag BiedgM ot tbafa form, that If elected fkey w« Cook county the ftaest rosAwsgs the lilted Slates, tbe unlfistes county comntfsitoaerg from foe try towns rasofsed by tho Republican committee are bo coon- CltJsena' •re being held from night to nfgbt ta the various country •ojwas of the coun- ty and targa gatherings of voters to the argumeots set forth by the oan- quarrels snd shortcomings of the pre* eat local govsraaeat at* so well known snd hats become so odious that Kis generally accepted thai a sweep- ing change must be roada. The speakers at all their meetings point out that la their belief any nsaa who accepts public offlco should bis prepared to discharge the duties there- of from the regular ootapuasartoa pro- vided by law. Particular stress Is laid on the fact that the treasurer ot Cook oounty should pay into the trlastly all Interest received by htm from t| public funds. The speakers pMga that their candidate fcr county tress arer, Frauk I. Bennett. wtM do this. Among other things vrged by She speakers is woaraa swarage. *iT^" •»• clsrs tbst the tteclstou ot the supresse court ot Illaols eonflrmlug tho wemsa privileie now enjoyed by women ta defensible. They urge tbe granting of •amplets and snsustrictsd saarsgw to wesnea. Owing to the saaHlgilfay Wt candidate* for elective oCcea the Re- publican atisoua' platform recom- mends legislation which will sbortoa the ballot and materially reduce the number of eltctfve etfieses. la fast, tha speakers railsasfittog tfcto tliMj and this platform are asvtoa the «i era to prw^isim change completely the: factorg eouditlonb of affairs. O'NEILL, PIE AtfO PaLITICt Republics Candidate for fiWsvtff lft> The sscdroads pJaafc la Important one ta that platform. The candidates believe that a county afl the magnitude and importance ot Cook. With its empire of beauUful country towns, should become famoaa the world over tor He splendid high- ways. This would mean more pree- per-lty for tho smaller towns, add to thrift of their business men and make j . ..__.^_ ._..-^.l ._ . thsm more euJoyabJejpJacsi MJtoii&^JJ*? ISSSCr « It la explained by th. speakers that ^"J a7ew^m sgt wis while the cost of such su elaborate ..,„.„ ^"^ »»«««♦#«*» nihii roadwsy systom might be heavy m tho ^J™****.*** aggregate only aiu* par sag* of Hie | S*"*£SL2 espefiae le borne by the setmrbea J^JJJJ^^ItJ pa.Tno!ber^Sia^^doVseT'bJ l 3oBl» ""• 0!iM the Republican clUsasM- committee are accompanying these speakers. Promi- nent among them is Edward Bar! il, Republican candidate for the vlted by esarch to members ofhte atted and th* In front of tho nomination for sbsritl; Joseph H. Mae- j tmnM^ , t-lulsy. candidate tor clerk of the a>| Slf^iSi^SSv !L1 peltate court, snd James H. Lawlay, ..-^ri ey-~*™s ** candidate for county clerk sad present ■•" gut. *°?.,Trr*?' .71 rZ~ aldermaa from the FoortoonUa ward. Chicago. The eaadidates tor oaunty commissioner who are maaiag the campaign in this eotoftocttoa are John P. O'Connor, Fred U M. Thomas. " These oandlfiatss laprsesat a aovt- msat deatgasd to toisse aew blood Into the Repubhoaa party. Thoy do- eleaauhat could bo toaad. tIMbntest began- Pto sj watermi Then p»« and I>eare4 symptome ot tehtog oa to oanw atMne*. O'Neill mtfrL* th* church were the tsdnos sgjg i ees and awarded tlm hnaora they rtghtfnlly bslungefi. Jftor ' ^^ awalcs eg cook --^jj.^- D_ candidate Ofiefil tit* I ^-'^tS^toa^tocIaht^ •"»*«* »«*ll«y- ©a* aasi i2aL™rJ#r-«-^r.J whaa askea how he eouM sto b*Te dominated th* affairs ejt oaunty since garters that about a distribution at patronage sat-. isfaetory to poUticiaas only without, "-"W,J1f^ regard to the Utareata ot toe voters aad the community at torge. Ah just tufr^£e# lt>'