The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

ýJuýst Iinute, pleasel, It should, take -less t/mn sixty seconds to read this message- though some;fo(ks need a ljie- time to Iearn it IT IS ALWAYS TIME TO BE SAVING! It is not starting to save that's, difficuIt, but' mainfainng enough determi-nation to carry on witk if-to save reguary ... Just as the mnosf important p art is not how much money you manage. to save, but, how wse you are in the selection of ,a thoroughly saf e bank to keep it-for you. Savings-accounts opened on -or before 151h will receive interest fromn JuIy JuIy I st. .4 A ANY,